New Year Ideas

According to the statistics the American Citizens carry an average of seven Credit Cards and some of them use 12-15 cards. The Statistics also indicates that 70% of American Citizens payoff these debts after 90 days. This can be described as gambling on future prosperity-speculations tempted by plastic money illusions i.e. Credit Cards; This is mainly due to the lack of alternate options. The money needed to meet their desired expenses is in short supply. The fixed income earners always have a trying time to strike a balance between earnings and expenses. Their income is static while expenses tend to jump, mostly jump upwards unpredictably.